That's like... your opinion, man... I have struggled many times in the past 5 years figuring out how to use different new technologies that were implemented while I was away, payment methods being one of them. Just because you're there for the changes and don't even really clock them doesn't mean that someone who is away for two years and then returns to find things a bit over-complicated doesn't have a moment of confusion trying to buy a slice of pizza... you think I'm just making this up for fun? If you think the US is the "simple life," great... I just very much disagree with you.